These next last few reports are going out fairly quickly, so not much pre-amble to go here:
So things took a bit of a dive in November. That can almost entirely be put down to a very large number of pet-related expenses (35% of my total budget in fact). A good chunk of these were unavoidable vet bills, which while I have a piggybank to handle wasn’t enough for this month. The rest though was new toys for a kitten we got this month. I take some comfort in knowing that if this hasn’t been such a pet-centric month then it could have been a rousing success, but there’s no point dwelling too much on “could haves”. Something else to take away is that if I’d done these reports on time I would’ve noticed how much the expensive the pets were starting to get. More reason to make the effort do these on time for a change.